


Check out below for additional information and resources regarding your benefits for 2027:


Medical | ICHRA
Your medical benefits will continue to be offered through an Individual Coverage Health Reimbursement Arrangement (ICHRA), giving you the freedom to choose the health insurance plan that best fits your needs and those of your family.
Rather than offering a one-size-fits-all traditional group health plan, EDDY provides you with a tax-advantaged allowance to help pay for individual health insurance coverage. You choose the plan that works best for you, and EDDY helps cover the cost up to your available allowance.
This approach allows EDDY to continue offering competitive medical benefits while preserving employee choice, giving you the flexibility to select coverage based on your healthcare needs, preferred doctors, and budget.
NEW FOR 2027! Your input is important to us, and it helped guide our decision to partner with Thatch as EDDY’s new ICHRA administrator for 2027. We’re excited about this change and the opportunity to offer more ways to make the most of your benefits! In addition to helping pay for individual health insurance premiums, your EDDY-provided allowance can now also be used toward eligible out-of-pocket medical expenses, giving you greater flexibility in how you use your benefits dollars.
To shop for plan or view the Thatch Market, visit www.thatch.com.
Important Medicare Reminder: If you or a covered dependent are age 65 or older, Medicare enrollment is required under this benefit arrangement. If you or a covered dependent turn 65 during the plan year, you will need to make a mid-year coverage election to coordinate your benefits with Medicare.


Telemedicine
NEW FOR 2027! EDDY is excited to offer telemedicine benefits through Teladoc to ALL benefit eligible employees regardless of medical elections. A Teladoc doctor is always just a call or click away at NO cost you!
To access this benefit visit TeladocHealth.com/care-anytime or call 1-800-835-2362.


Dental Benefits
EDDY will offer dental coverage through Sun Life effective 1/1/27. Employees will continue to be offered choice of two Dental PPO plans with no change in cost:
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Dental Low Plan: Annual Deductible: $50 Individual / $150 Family; $1,000 Annual Maximum (per covered individual): Preventive: No Cost; Basic & Major: 20%; No Ortho Coverage
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Dental High Plan: Annual Deductible: $25 Individual / $75 Family; $2,000 Annual Maximum (per covered individual); Preventive: No Cost, Basic- 20%; Major- 50%; Ortho (up to age 26)- 50% up to $2,000 Lifetime Max
CLICK HERE to find a provider in the Sun Life Dental Network!


Vision Benefits
EDDY will continue to offer vision benefits through VSP. There will be no changes to plan or costs.
CLICK HERE to find a VSP provider.

Additional Benefits
EDDY'S ancillary benefits will continue to be offered through Guardian and MetLife.
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Basic Life
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Voluntary Life
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Short- Term Disability (STD)
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Long- Term Disability (LTD)
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Accident
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Critical Illness
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Hospital Indemnity
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Legal Plans
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ID & Theft Protection Plans


Flexible Spending Accounts (FSA)
EDDY will continue to provide pre-tax savings options through Flexible Spending Accounts (FSA) with Navia.
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General Purpose Healthcare FSA
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Limited Purpose Healthcare FSA
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Dependent Care FSA
Manage your accounts by visiting www.naviabenefits.com.
*For more information on eligibility, annual limits & usage, please refer to your 2027 Employee Benefits Guide.

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